Validation and Certification

Save you time, costs, and headaches

We know how hard it is on an organization to certify an EMV project. Let us take care of those worries we are build and designed to be your choice for EMV certification. 

The numbers are stacked against you

EMV and Aquirer certification at it's finest.

Don’t chance rejection by card processors. Many companies are behind in the EMV certification process due to mistakes and the unknown. Gemstone Payments can guide you through these murky waters.  

Where we can help

Gemstone enhances product quality by virtually eliminating human error through the use of automated testing. Gemstone will take into account customer requirements and need for waivers and kernel specifications to ensure the product is ready for certification. Avoid seeking advice from and coordinating between multiple vendors. Gemstone will manage the certification process for you and coordinate among all interested parties.

EMV Certification

EMV Pre-certification

Acquirer Script Validation

Cross-Platform Testing

Acceptance Testing

User Interface Testing

Message Format Certification

Usability Testing


Our Process

EMV Today
EMV technology has opened new doors in the payments industry, allowing for stricter security requirements that protect consumers from information hacks. EMV has been growing annually, and has no sign of slowing down. The technology landscape is constantly changing, and security requirements must change with it. Gemstone is continually updating and training on the most recent requirements so your company doesn’t get left behind in the market.



We perform a needs assessment for your applications. We review your current certification status and walk you through the best course of action for the software. The support level that you require will be determined and a plan will be created.



We do a Kernel Review, where we confirm your kernel validity, and verify it’s capabilities against your requirements. Our developers then complete a test scripts review.



We perform the chosen tests on the applications. Using our various automated testing kits, we certify the applications and provide feedback and recommendations for the software, where needed.



Gemstone pre-certifies all applications once all tests are executed successfully. Documentation is created, completed and then sent to the acquirer. Once the acquirer has certified, your application will be Level 3 EMV Certified.